Health and Social Services
T he private health care services are extensive for a small island and include a large modern hospital and a Specialist Medical Group. There are over 90 Medical Practitioners on the Island.
When people arrive on the Island to live permanently and register with the Social Security Department they will receive cover for certain medical‑related expenses via the benefits and schemes outlined below. These are financed by compulsory earnings‑related and income‑related contributions paid to the Department by residents. If you are coming to live in Guernsey for the first time you will need to register with the Department in order to be eligible for benefits.
Patients must pay for GP consultations at surgeries, but a Health Benefit grant is available to help towards this. The cost of prescription drugs and medicines is covered by Pharmaceutical Benefit, although people under the age of 65 are required to pay a standard prescription charge. Cover provided by the Specialist Health Insurance Scheme includes: consultations, treatment, operations and procedures undertaken by the specialists employed by the Medical Specialist Group (MSG), specialist medical care in pregnancy and childbirth, out‑patient physiotherapy treatment following referral, and consultations with the psychiatric service. If your GP decides that you need to see a specialist, the surgery will make the necessary arrangements. Charges are not made for hospital treatment and accommodation if a patient is on a general ward.
Not all medical costs will be covered by the above schemes and so private health insurance is recommended. Examples of what is not covered include: treatment by a GP at A&E, dentistry, osteopathy, chiropody and ambulance charges.
Long‑term Care Benefit is a weekly benefit which is paid towards the cost of the fees of private residential or nursing care. Certain residency conditions apply.